swastik17/synthetic_aysha_audio · Datasets at Hugging Face

file_id stringlengths 22 22	audio_start float32 0.27 2.61k	audio_end float32 5.33 2.62k	duration float32 1.4 25.4	text stringlengths 15 343
aysha000001/voice_0000	1.172	9.028	7.856	Good afternoon. This is Vandita Shekhar calling from Lakshmi Mutual Services. Am I speaking with mister Wasimik Bol?
aysha000001/voice_0001	11.672	14.828	3.156	Yeah. Speaking. Uh, sorry. Who is this again?
aysha000001/voice_0002	16.672001	28.028	11.356	Sir, I'm calling about your monthly SIP for Lakshmi Blue Chip Fund. Um, the payment for April didn't go through, and it looks like there is a NACH bandit issue, sir.
aysha000001/voice_0003	30.472	36.827999	6.356	Okay. I mean, I didn't get any message or call or anything. So what's the problem exactly?
aysha000001/voice_0004	39.099998	50.327999	11.228	Um, so, sir, it looks like your auto debit mandate got deactivated from the bank's side. So the SIP of one thousand five hundred rupees didn't get deducted on the fifth of April.
aysha000001/voice_0005	53.472	59.028	5.556	Arrey, but I didn't change anything. I've been paying regularly for more than a year na.
aysha000001/voice_0006	60.672001	73.828003	13.156	Yes, sir. Your SIP has been active since March twenty twenty three. But sometimes, uh, you know, banks do deactivate the mandates if there is a KYC issue or just some inactivity.
aysha000001/voice_0007	77.5	86.028	8.528	But I did my KYC just last year only at the Vinayagar branch in Bangalore, and everything was fine till last month.
aysha000001/voice_0008	87.472	97.028	9.556	I get that, sir. So, sir, did you change your bank account recently or close the one that was linked to the SIP?
aysha000001/voice_0009	100.071999	111.828003	11.756	Uh, actually, yes. I closed my old SBI account in March, and I opened a new one in HDFC. But I thought it would, like, update on its own or something.
aysha000001/voice_0010	113.872002	127.928001	14.056	Um. Yes, sir. So that's the thing. Um, your NACH mandate was linked to your SBI account. And once that's closed, the auto debit stops unless a new mandate gets submitted, sir.
aysha000001/voice_0011	130.800003	136.028	5.228	Arey yaar, but nobody told me this. Why didn't I get any warning or alert?
aysha000001/voice_0012	138.399994	147.727997	9.328	Sir, we did send an SMS alert on the twenty eighth of March just before the scheduled debit, sir. Um, maybe it got missed or landed in spam.
aysha000001/voice_0013	150.699997	167.628006	16.927999	Hmm, possible. You know how these promo messages come in bulk, um, Flipkart, Myntra, and all the stuffs? Yes, sir. I totally understand. But not to worry. We can help you to get the SIP reactivated with your new HDFC account, sir.
aysha000001/voice_0014	169.871994	172.628006	2.756	Okay. So what do I need to do now?
aysha000001/voice_0015	174.171997	185.328003	11.156	Okay, sir. So I'll help you submit a fresh NACH mandate either through the app or we can send you a physical form to your address in Rajaji Nagar, sir.
aysha000001/voice_0016	186.671997	191.427994	4.756	Uh, no. No. Better do it online only, madam. Paperwork is too much headache.
aysha000001/voice_0017	193.399994	206.828003	13.428	Sure, sir. So if you have the Lakshmi Mutual app, just open it. Go to the my SIP section and tap on mandate update. It will walk you through the steps.
aysha000001/voice_0018	209.572006	220.227997	10.656	Alright. Um, hang on. I'm opening the app now. Uh, give me a minute. Yes, sir. No rush. Take your time.
aysha000001/voice_0019	222.671997	244.828003	22.156	Okay. Apps open. I see my SIP listed, and, yeah, there's a red mark saying mandate inactive. Right, sir. Now just tap on that. It should show you the option to add your new bank account and esign the mandate using your other OTP, sir.
aysha000001/voice_0020	247.272003	257.027924	9.755938	Okay. Um, it's asking for IFSC and account number. I'm putting in my HDFC details now.
aysha000001/voice_0021	260.872009	268.528015	7.656	Perfect, sir. After that, it will ask for Adar based esign. So just keep your Adar linked mobile handy.
aysha000001/voice_0022	270.171997	288.328003	18.156	Um. Yeah. Yeah. I got the OTP. I'm entering now, and it's done. Awesome, sir. Your new mandate will be active in two working days. After that, your SIP will resume from the next cycle on the fifth of June, sir.
aysha000001/voice_0023	289.872009	295.528015	5.656	Hmm, Okay. But what about, uh, April's SIP? Can I still pay that?
aysha000001/voice_0024	297.171997	305.227997	8.056	Yes, sir. Definitely. You can make a one time payment through the app. Just tap on pay now next to the missed SIP.
aysha000001/voice_0025	307.272003	321.828003	14.556	Alright. It says missed SIP pay one thousand five hundred. Should I go ahead here? Yes, sir. Please go ahead. Once that's done, the units will be allotted within two business days.
aysha000001/voice_0026	325.372009	338.127991	12.756	Okay. Done. Payment successful. Um, can you just confirm it from your side also? Yes, sir. I've got the confirmation on my end too. Thanks for doing that, sir.
aysha000001/voice_0027	339.971985	346.627991	6.656	Okay. Thank you, Anita. You explained everything very well. You're welcome, mister Wasim.
aysha000001/voice_0028	348.872009	357.227997	8.356	Um, is there anything else I can help you with today? Like, maybe check if your if the renewal is due or KYC needs updating.
aysha000001/voice_0029	359.171997	367.727997	8.556	Um, now that you say it, I think my wife's KYC was due last month. Uh, her name is Aarti Yadav.
aysha000001/voice_0030	369.872009	379.127991	9.256	Um, let me quickly check that for you, sir. Yes. Aarti Yadav's KYC is pending verification since the fifteenth of March.
aysha000001/voice_0031	380.471985	386.627991	6.156	Reha, she had some issue with the other biometric at the Seva Kayndraa in Maliswaram.
aysha000001/voice_0032	389.171997	396.627991	7.456	No problem, sir. She can now complete it online through DigiLocker if her other is linked with the PAN and mobile number.
aysha000001/voice_0033	398.872009	411.928009	13.056	Okay. I'll tell how to do it today itself. Great, sir. And just to recap, your new mandate is submitted. Your missed SIP is paid, and we've noted the KYC issue for Aarti Yadav.
aysha000001/voice_0034	413.971985	417.428009	3.456	Yes. Yes. Thank you so much. Really appreciate the help.
aysha000001/voice_0035	418.772003	424.828003	6.056	Always happy to help, sir. Have a great day, and advance wishes for Akshay Tridi if you're celebrating.
aysha000001/voice_0036	426.671997	429.428009	2.756	Oh, yes. Thank you. Same to you, Vandita.
aysha000001/voice_0037	431.471985	439.528015	8.056	Sir, before we end, would you like me to enable SIP alerts on the WhatsApp as well? That way you won't miss any reminders.
aysha000001/voice_0038	441.471985	447.227997	5.756	Yes. Yes. Please do that. I check WhatsApp way more than my SMS nowadays.
aysha000001/voice_0039	449.471985	458.028015	8.556	Alright, sir. I've added your number for WhatsApp alerts, and you start getting payment reminders and SIP status updates there.
aysha000001/voice_0040	461.200012	470.627991	9.428	Superb. And by the way, my cousin, Sajid Maiman, also started a site with through you guys, but he didn't get any welcome kit or anything.
aysha000001/voice_0041	472.671997	479.227997	6.556	Sir, could you just share his registered mobile number or email? I can check his application status here.
aysha000001/voice_0042	481.471985	504.328003	22.856001	Um, his number is nine eight six seven two zero five four three one. Thank you, sir. Just give me a moment. Yeah. Okay. So Sajid Mehmins SIP started on the tenth of April, but looks like his address was marked as incomplete during the courier dispatch.
aysha000001/voice_0043	506.272003	514.728027	8.456	Oh, that must be because he shifted to a PG in Koro Mangalo. And he mentioned something like that, I think.
aysha000001/voice_0044	517.700012	529.427979	11.728	Exactly, sir. So if he can just update his current address in the mobile app or maybe visit our Jayanagar branch, we can resend him the welcome pack.
aysha000001/voice_0045	533.099976	545.828003	12.728	Um, okay. I'll inform him. These young boys, I tell you, they forget half of the things they fill in. Oh, yes. It happens a lot, sir, especially with the first time investors.
aysha000001/voice_0046	548.299988	557.328003	9.028	By the way, one more thing. I saw some notification about something called festival top up SIP. So what's that exactly?
aysha000001/voice_0047	560.200012	574.828003	14.628	Good question, sir. So the festival top up SIP is a new feature we've launched for the Vishnu, Baisakhi, and Akshaya Tritiya season. It lets you increase your SIP by small amounts during, like, festival month, sir.
aysha000001/voice_0048	577.572021	594.927979	17.356001	Oh, nice. So, like, instead of one thousand five hundred, I can make it two thousand for May. Right? Exactly, sir. You can choose any amount above your regular SIP, and the app will even show you, like, the written projections and everything, sir.
aysha000001/voice_0049	596.671997	605.627991	8.956	Sounds good, actually. Bonus came last week, so I can try it for next month. Um, can I set it just for one time?
aysha000001/voice_0050	608.671997	620.028015	11.356	Yes, sir. Absolutely. So you can do a one time top up or even set it to repeat automatically during months like Diwali, Onam, New Year, and that kind of things.
aysha000001/voice_0051	621.771973	628.528015	6.756	Um, I'll set it for June, then go back to normal. Let me just do it while we are on call.
aysha000001/voice_0052	630.599976	640.927979	10.328	Sure, sir. Just head to the SIP dashboard. Click on top up SIP, then select the amount and month and confirm itself.
aysha000001/voice_0053	643.771973	649.828003	6.056	Done. Um, I chose two thousand for June. Um, let's see how that goes.
aysha000001/voice_0054	651.372009	657.528015	6.156	Very good decision, sir. Even small increases, you know, make a big difference in mutual funds over time.
aysha000001/voice_0055	659.771973	669.728027	9.956	Um, by the way, my friend, Kalpana Rao, said she got some cashback for paying her electricity bill on your app. How come I didn't get anything?
aysha000001/voice_0056	673	683.427979	10.428	Um, sir, that was part of the Bharat Bill Pay promotion during the Ugadi week, and it was just for new users making their first term utility payment, sir.
aysha000001/voice_0057	685.271973	699.627991	14.356	Achha, okay. Makes sense. I've been using it since January, so I missed that one na. Yes, sir. But no worries. We've got another cashback offer starting from the fourteenth of May, just before Buda Purnima.
aysha000001/voice_0058	701.372009	705.728027	4.356	Oh, lovely. So what do I need to do to be eligible for that?
aysha000001/voice_0059	707.471985	719.228027	11.756	Sir, just make any two bill payments like electricity, water, or broadband between the fourteenth and twentieth of May, and you'll get a flat fifty rupees cashback. So
aysha000001/voice_0060	723.099976	728.228027	5.128	Superb. So I'll pay my BESCOM and Airtel broadband next week only then.
aysha000001/voice_0061	729.872009	737.127991	7.256	Perfect, sir. Just make sure you use the same mobile number linked to your mutual fund account so it gets tracked properly.
aysha000001/voice_0062	739.471985	747.328003	7.856	Yes. Yes. Same mobile number only I'm using for everything, like IRCTC, other apps, everything linked properly.
aysha000001/voice_0063	749.072021	763.228027	14.156	Very good, sir. That really helps keep things smooth. Also, I can see your tax saver fund will complete three years in February twenty twenty six. Um, do you want me to set a reminder for login completion?
aysha000001/voice_0064	764.971985	771.028015	6.056	Oh, yes. Please set it. Otherwise, I'll forget only and keep thinking my money is stuck somewhere.
aysha000001/voice_0065	772.671997	777.927979	5.256	Done, sir. You'll get a reminder in January twenty twenty six, so you can plan ahead.
aysha000001/voice_0066	780.072021	785.127991	5.056	You people are managing everything so nicely. I'm really impressed, honestly.
aysha000001/voice_0067	786.572021	792.927979	6.356	Thank you so much, sir. We really try to give full support whether it's SIP bill payments or tax planning.
aysha000001/voice_0068	794.872009	806.528015	11.656	Um, one small request. Can you also check if my mother, Mira Pillai's FD code renewed? She's eighty now and not very comfortable with phone apps and all.
aysha000001/voice_0069	808.372009	823.328003	14.956	Certainly, sir. Just a moment. Um, yes. Mira Pillai's FD of one lakh rupees matured on the third of May and was renewed automatically for one year at seven point three percent interest.
aysha000001/voice_0070	827.072021	841.728027	14.656	Oh, very good. I'll let her know. She was worried she missed the date because of the Akshay Tritiya Puja at home. No worries, sir. We've already sent the new deposit receipt to her address in Kotyam by speed boost.
aysha000001/voice_0071	843.771973	855.728027	11.956	That's great. She'll be happy to hear that. Thanks, Vandita. You're really efficient. Thank you, sir. I'm really glad I could help. Would you like to rate this call once we wrap up?
aysha000001/voice_0072	857.771973	861.028015	3.256	Yes. Yes. I'll give you five stars only. Don't worry.
aysha000001/voice_0073	863.599976	869.028015	5.428	Thank you so much, sir. That means a lot. Before we end, is there anything else I can assist you with today?
aysha000001/voice_0074	871.271973	883.728027	12.456	Um, actually, yes. My niece, Nishita Kapoor, she is working in Chennai now, and she's looking to start her first SIP. So can I refer her and get any benefit?
aysha000001/voice_0075	886.799988	899.528015	12.728	Yes, sir. Absolutely. We have a referral program running, and if she invest a minimum of five hundred rupees in any fund using your referral link, both of you will get gift vouchers, sir.
aysha000001/voice_0076	901.171997	904.627991	3.456	Oh, nice. So how do I get that link?
aysha000001/voice_0077	906.471985	917.927979	11.456	Okay, sir. So in the app, just go to Refer and Earn. Tap on invite now, and you can send her the link via WhatsApp or SMS, sir.
aysha000001/voice_0078	920.372009	937.400024	17.028	Oh, okay. Okay. And I'll send it to her today itself as she was planning to start before Rath Yatra next month. Great, sir. And if she invests before the thirteenth of May, you'll both be eligible for the Ratha Yatra special bonus voucher as well, sir.
aysha000001/voice_0079	938.971985	945.328003	6.356	Wow. So many offers. Few people are becoming like Amazon only. Always something's going on.
aysha000001/voice_0080	947.599976	964.528015	16.927999	Oh, we try, sir. So the financial habits should feel as rewarding as shopping ones. Right? Oh, yeah. True. And, by the way, my friend Pruthvi Chauhan said you guys offer gold investment through the app. So is that safe?
aysha000001/voice_0081	967.171997	977.728027	10.556	Yes, sir. We offer digital gold investment in partnership with Safeco, and it's, like, hundred percent backed by physical gold, stored safely in insured vault.
aysha000001/voice_0082	979.799988	983.828003	4.028	So I can buy small amounts also, like five hundred rupees.
aysha000001/voice_0083	986.072021	997.700012	11.628	Exactly, sir. You can start from as low as one hundred rupees, and later, if you want, you can even convert it to jewelry through our tie up with Tanishq and Malabar Gold, sir.
aysha000001/voice_0084	1,000.171997	1,008.728027	8.556	Oh, that's lovely. Akshay Tritya is around the corner, na. Um, I'll try this instead of buying a gold coin this year.
aysha000001/voice_0085	1,010.372009	1,017.728027	7.356	That's a good choice, sir. And you can even gift digital gold through the app with a small personal message and all.
aysha000001/voice_0086	1,019.271973	1,035.328003	16.056	Wow. I didn't know all that. So I'll send some to my sister in Lucknow, and she'll be so surprised, I think. Yes, sir. She'll love it, especially during festival time, and there is no delivery hassle or making charges either.
aysha000001/voice_0087	1,036.671997	1,044.099976	7.427938	Yeah. These jewelers charge so much extra these days, and it's better to invest and convert later if needed. No?
aysha000001/voice_0088	1,045.572021	1,052.099976	6.528	Exactly, sir. Plus, you can check the value anytime. It updates daily just like your mutual funds.
aysha000001/voice_0089	1,055.400024	1,059.527954	4.128	Oh, okay. Okay. I'll do that after this call. Thank you so much.
aysha000001/voice_0090	1,061.900024	1,072.228027	10.328	You're most welcome, sir. And, also, I just noticed your bank card isn't linked yet to your mutual fund folio. Have you linked it with Adar?
aysha000001/voice_0091	1,074.671997	1,078.828003	4.156	Yes. Yes. I linked it on the income tax website in March itself.
aysha000001/voice_0092	1,081.099976	1,088.728027	7.628	Perfect, sir. Then I'll just help you upload it once on your profile so KYC gets fully done across all services.
aysha000001/voice_0093	1,090.171997	1,092.5	2.328	Okay. How do I do that?
aysha000001/voice_0094	1,094.171997	1,106.328003	12.156	Yes, sir. So in the app, go to my profile, then tap on document upload, and you can take a photo or select the PAN card PDF.
aysha000001/voice_0095	1,108.371948	1,110.927979	2.556	Yeah. Done. Just upload it now.
aysha000001/voice_0096	1,112.472046	1,118.427979	5.956	Thank you, sir. Received it. You'll get a confirmation once it's verified usually within twenty four hours.
aysha000001/voice_0097	1,120.972046	1,135.027954	14.056	Great. So now my investment profile is fully set. Right? Yes, sir. Everything's up to date. KYC complete, SIP active, missed payment cleared, and the new mandate is already in process.
aysha000001/voice_0098	1,136.671997	1,141.927979	5.256	Feels good. Yaar. I used to be so scared of all this mutual fun stuff before.
aysha000001/voice_0099	1,143.699951	1,151.628052	7.928	That's totally normal, sir. Most people feel that way initially, but once you get used to it, it becomes, you know, second nature.

aysha000001/voice_0000

1.172

9.028

7.856

Good afternoon. This is Vandita Shekhar calling from Lakshmi Mutual Services. Am I speaking with mister Wasimik Bol?

aysha000001/voice_0001

11.672

14.828

3.156

Yeah. Speaking. Uh, sorry. Who is this again?

aysha000001/voice_0002

16.672001

28.028

11.356

Sir, I'm calling about your monthly SIP for Lakshmi Blue Chip Fund. Um, the payment for April didn't go through, and it looks like there is a NACH bandit issue, sir.

aysha000001/voice_0003

30.472

36.827999

6.356

Okay. I mean, I didn't get any message or call or anything. So what's the problem exactly?

aysha000001/voice_0004

39.099998

50.327999

11.228

Um, so, sir, it looks like your auto debit mandate got deactivated from the bank's side. So the SIP of one thousand five hundred rupees didn't get deducted on the fifth of April.

aysha000001/voice_0005

53.472

59.028

5.556

Arrey, but I didn't change anything. I've been paying regularly for more than a year na.

aysha000001/voice_0006

60.672001

73.828003

13.156

Yes, sir. Your SIP has been active since March twenty twenty three. But sometimes, uh, you know, banks do deactivate the mandates if there is a KYC issue or just some inactivity.

aysha000001/voice_0007

77.5

86.028

8.528

But I did my KYC just last year only at the Vinayagar branch in Bangalore, and everything was fine till last month.

aysha000001/voice_0008

87.472

97.028

9.556

I get that, sir. So, sir, did you change your bank account recently or close the one that was linked to the SIP?

aysha000001/voice_0009

100.071999

111.828003

11.756

Uh, actually, yes. I closed my old SBI account in March, and I opened a new one in HDFC. But I thought it would, like, update on its own or something.

aysha000001/voice_0010

113.872002

127.928001

14.056

Um. Yes, sir. So that's the thing. Um, your NACH mandate was linked to your SBI account. And once that's closed, the auto debit stops unless a new mandate gets submitted, sir.

aysha000001/voice_0011

130.800003

136.028

5.228

Arey yaar, but nobody told me this. Why didn't I get any warning or alert?

aysha000001/voice_0012

138.399994

147.727997

9.328

Sir, we did send an SMS alert on the twenty eighth of March just before the scheduled debit, sir. Um, maybe it got missed or landed in spam.

aysha000001/voice_0013

150.699997

167.628006

16.927999

Hmm, possible. You know how these promo messages come in bulk, um, Flipkart, Myntra, and all the stuffs? Yes, sir. I totally understand. But not to worry. We can help you to get the SIP reactivated with your new HDFC account, sir.

aysha000001/voice_0014

169.871994

172.628006

2.756

Okay. So what do I need to do now?

aysha000001/voice_0015

174.171997

185.328003

11.156

Okay, sir. So I'll help you submit a fresh NACH mandate either through the app or we can send you a physical form to your address in Rajaji Nagar, sir.

aysha000001/voice_0016

186.671997

191.427994

4.756

Uh, no. No. Better do it online only, madam. Paperwork is too much headache.

aysha000001/voice_0017

193.399994

206.828003

13.428

Sure, sir. So if you have the Lakshmi Mutual app, just open it. Go to the my SIP section and tap on mandate update. It will walk you through the steps.

aysha000001/voice_0018

209.572006

220.227997

10.656

Alright. Um, hang on. I'm opening the app now. Uh, give me a minute. Yes, sir. No rush. Take your time.

aysha000001/voice_0019

222.671997

244.828003

22.156

Okay. Apps open. I see my SIP listed, and, yeah, there's a red mark saying mandate inactive. Right, sir. Now just tap on that. It should show you the option to add your new bank account and esign the mandate using your other OTP, sir.

aysha000001/voice_0020

247.272003

257.027924

9.755938

Okay. Um, it's asking for IFSC and account number. I'm putting in my HDFC details now.

aysha000001/voice_0021

260.872009

268.528015

7.656

Perfect, sir. After that, it will ask for Adar based esign. So just keep your Adar linked mobile handy.

aysha000001/voice_0022

270.171997

288.328003

18.156

Um. Yeah. Yeah. I got the OTP. I'm entering now, and it's done. Awesome, sir. Your new mandate will be active in two working days. After that, your SIP will resume from the next cycle on the fifth of June, sir.

aysha000001/voice_0023

289.872009

295.528015

5.656

Hmm, Okay. But what about, uh, April's SIP? Can I still pay that?

aysha000001/voice_0024

297.171997

305.227997

8.056

Yes, sir. Definitely. You can make a one time payment through the app. Just tap on pay now next to the missed SIP.

aysha000001/voice_0025

307.272003

321.828003

14.556

Alright. It says missed SIP pay one thousand five hundred. Should I go ahead here? Yes, sir. Please go ahead. Once that's done, the units will be allotted within two business days.

aysha000001/voice_0026

325.372009

338.127991

12.756

Okay. Done. Payment successful. Um, can you just confirm it from your side also? Yes, sir. I've got the confirmation on my end too. Thanks for doing that, sir.

aysha000001/voice_0027

339.971985

346.627991

6.656

Okay. Thank you, Anita. You explained everything very well. You're welcome, mister Wasim.

aysha000001/voice_0028

348.872009

357.227997

8.356

Um, is there anything else I can help you with today? Like, maybe check if your if the renewal is due or KYC needs updating.

aysha000001/voice_0029

359.171997

367.727997

8.556

Um, now that you say it, I think my wife's KYC was due last month. Uh, her name is Aarti Yadav.

aysha000001/voice_0030

369.872009

379.127991

9.256

Um, let me quickly check that for you, sir. Yes. Aarti Yadav's KYC is pending verification since the fifteenth of March.

aysha000001/voice_0031

380.471985

386.627991

6.156

Reha, she had some issue with the other biometric at the Seva Kayndraa in Maliswaram.

aysha000001/voice_0032

389.171997

396.627991

7.456

No problem, sir. She can now complete it online through DigiLocker if her other is linked with the PAN and mobile number.

aysha000001/voice_0033

398.872009

411.928009

13.056

Okay. I'll tell how to do it today itself. Great, sir. And just to recap, your new mandate is submitted. Your missed SIP is paid, and we've noted the KYC issue for Aarti Yadav.

aysha000001/voice_0034

413.971985

417.428009

3.456

Yes. Yes. Thank you so much. Really appreciate the help.

aysha000001/voice_0035

418.772003

424.828003

6.056

Always happy to help, sir. Have a great day, and advance wishes for Akshay Tridi if you're celebrating.

aysha000001/voice_0036

426.671997

429.428009

2.756

Oh, yes. Thank you. Same to you, Vandita.

aysha000001/voice_0037

431.471985

439.528015

8.056

Sir, before we end, would you like me to enable SIP alerts on the WhatsApp as well? That way you won't miss any reminders.

aysha000001/voice_0038

441.471985

447.227997

5.756

Yes. Yes. Please do that. I check WhatsApp way more than my SMS nowadays.

aysha000001/voice_0039

449.471985

458.028015

8.556

Alright, sir. I've added your number for WhatsApp alerts, and you start getting payment reminders and SIP status updates there.

aysha000001/voice_0040

461.200012

470.627991

9.428

Superb. And by the way, my cousin, Sajid Maiman, also started a site with through you guys, but he didn't get any welcome kit or anything.

aysha000001/voice_0041

472.671997

479.227997

6.556

Sir, could you just share his registered mobile number or email? I can check his application status here.

aysha000001/voice_0042

481.471985

504.328003

22.856001

Um, his number is nine eight six seven two zero five four three one. Thank you, sir. Just give me a moment. Yeah. Okay. So Sajid Mehmins SIP started on the tenth of April, but looks like his address was marked as incomplete during the courier dispatch.

aysha000001/voice_0043

506.272003

514.728027

8.456

Oh, that must be because he shifted to a PG in Koro Mangalo. And he mentioned something like that, I think.

aysha000001/voice_0044

517.700012

529.427979

11.728

Exactly, sir. So if he can just update his current address in the mobile app or maybe visit our Jayanagar branch, we can resend him the welcome pack.

aysha000001/voice_0045

533.099976

545.828003

12.728

Um, okay. I'll inform him. These young boys, I tell you, they forget half of the things they fill in. Oh, yes. It happens a lot, sir, especially with the first time investors.

aysha000001/voice_0046

548.299988

557.328003

9.028

By the way, one more thing. I saw some notification about something called festival top up SIP. So what's that exactly?

aysha000001/voice_0047

560.200012

574.828003

14.628

Good question, sir. So the festival top up SIP is a new feature we've launched for the Vishnu, Baisakhi, and Akshaya Tritiya season. It lets you increase your SIP by small amounts during, like, festival month, sir.

aysha000001/voice_0048

577.572021

594.927979

17.356001

Oh, nice. So, like, instead of one thousand five hundred, I can make it two thousand for May. Right? Exactly, sir. You can choose any amount above your regular SIP, and the app will even show you, like, the written projections and everything, sir.

aysha000001/voice_0049

596.671997

605.627991

8.956

Sounds good, actually. Bonus came last week, so I can try it for next month. Um, can I set it just for one time?

aysha000001/voice_0050

608.671997

620.028015

11.356

Yes, sir. Absolutely. So you can do a one time top up or even set it to repeat automatically during months like Diwali, Onam, New Year, and that kind of things.

aysha000001/voice_0051

621.771973

628.528015

6.756

Um, I'll set it for June, then go back to normal. Let me just do it while we are on call.

aysha000001/voice_0052

630.599976

640.927979

10.328

Sure, sir. Just head to the SIP dashboard. Click on top up SIP, then select the amount and month and confirm itself.

aysha000001/voice_0053

643.771973

649.828003

6.056

Done. Um, I chose two thousand for June. Um, let's see how that goes.

aysha000001/voice_0054

651.372009

657.528015

6.156

Very good decision, sir. Even small increases, you know, make a big difference in mutual funds over time.

aysha000001/voice_0055

659.771973

669.728027

9.956

Um, by the way, my friend, Kalpana Rao, said she got some cashback for paying her electricity bill on your app. How come I didn't get anything?

aysha000001/voice_0056

673

683.427979

10.428

Um, sir, that was part of the Bharat Bill Pay promotion during the Ugadi week, and it was just for new users making their first term utility payment, sir.

aysha000001/voice_0057

685.271973

699.627991

14.356

Achha, okay. Makes sense. I've been using it since January, so I missed that one na. Yes, sir. But no worries. We've got another cashback offer starting from the fourteenth of May, just before Buda Purnima.

aysha000001/voice_0058

701.372009

705.728027

4.356

Oh, lovely. So what do I need to do to be eligible for that?

aysha000001/voice_0059

707.471985

719.228027

11.756

Sir, just make any two bill payments like electricity, water, or broadband between the fourteenth and twentieth of May, and you'll get a flat fifty rupees cashback. So

aysha000001/voice_0060

723.099976

728.228027

5.128

Superb. So I'll pay my BESCOM and Airtel broadband next week only then.

aysha000001/voice_0061

729.872009

737.127991

7.256

Perfect, sir. Just make sure you use the same mobile number linked to your mutual fund account so it gets tracked properly.

aysha000001/voice_0062

739.471985

747.328003

7.856

Yes. Yes. Same mobile number only I'm using for everything, like IRCTC, other apps, everything linked properly.

aysha000001/voice_0063

749.072021

763.228027

14.156

Very good, sir. That really helps keep things smooth. Also, I can see your tax saver fund will complete three years in February twenty twenty six. Um, do you want me to set a reminder for login completion?

aysha000001/voice_0064

764.971985

771.028015

6.056

Oh, yes. Please set it. Otherwise, I'll forget only and keep thinking my money is stuck somewhere.

aysha000001/voice_0065

772.671997

777.927979

5.256

Done, sir. You'll get a reminder in January twenty twenty six, so you can plan ahead.

aysha000001/voice_0066

780.072021

785.127991

5.056

You people are managing everything so nicely. I'm really impressed, honestly.

aysha000001/voice_0067

786.572021

792.927979

6.356

Thank you so much, sir. We really try to give full support whether it's SIP bill payments or tax planning.

aysha000001/voice_0068

794.872009

806.528015

11.656

Um, one small request. Can you also check if my mother, Mira Pillai's FD code renewed? She's eighty now and not very comfortable with phone apps and all.

aysha000001/voice_0069

808.372009

823.328003

14.956

Certainly, sir. Just a moment. Um, yes. Mira Pillai's FD of one lakh rupees matured on the third of May and was renewed automatically for one year at seven point three percent interest.

aysha000001/voice_0070

827.072021

841.728027

14.656

Oh, very good. I'll let her know. She was worried she missed the date because of the Akshay Tritiya Puja at home. No worries, sir. We've already sent the new deposit receipt to her address in Kotyam by speed boost.

aysha000001/voice_0071

843.771973

855.728027

11.956

That's great. She'll be happy to hear that. Thanks, Vandita. You're really efficient. Thank you, sir. I'm really glad I could help. Would you like to rate this call once we wrap up?

aysha000001/voice_0072

857.771973

861.028015

3.256

Yes. Yes. I'll give you five stars only. Don't worry.

aysha000001/voice_0073

863.599976

869.028015

5.428

Thank you so much, sir. That means a lot. Before we end, is there anything else I can assist you with today?

aysha000001/voice_0074

871.271973

883.728027

12.456

Um, actually, yes. My niece, Nishita Kapoor, she is working in Chennai now, and she's looking to start her first SIP. So can I refer her and get any benefit?

aysha000001/voice_0075

886.799988

899.528015

12.728

Yes, sir. Absolutely. We have a referral program running, and if she invest a minimum of five hundred rupees in any fund using your referral link, both of you will get gift vouchers, sir.

aysha000001/voice_0076

901.171997

904.627991

3.456

Oh, nice. So how do I get that link?

aysha000001/voice_0077

906.471985

917.927979

11.456

Okay, sir. So in the app, just go to Refer and Earn. Tap on invite now, and you can send her the link via WhatsApp or SMS, sir.

aysha000001/voice_0078

920.372009

937.400024

17.028

Oh, okay. Okay. And I'll send it to her today itself as she was planning to start before Rath Yatra next month. Great, sir. And if she invests before the thirteenth of May, you'll both be eligible for the Ratha Yatra special bonus voucher as well, sir.

aysha000001/voice_0079

938.971985

945.328003

6.356

Wow. So many offers. Few people are becoming like Amazon only. Always something's going on.

aysha000001/voice_0080

947.599976

964.528015

16.927999

Oh, we try, sir. So the financial habits should feel as rewarding as shopping ones. Right? Oh, yeah. True. And, by the way, my friend Pruthvi Chauhan said you guys offer gold investment through the app. So is that safe?

aysha000001/voice_0081

967.171997

977.728027

10.556

Yes, sir. We offer digital gold investment in partnership with Safeco, and it's, like, hundred percent backed by physical gold, stored safely in insured vault.

aysha000001/voice_0082

979.799988

983.828003

4.028

So I can buy small amounts also, like five hundred rupees.

aysha000001/voice_0083

986.072021

997.700012

11.628

Exactly, sir. You can start from as low as one hundred rupees, and later, if you want, you can even convert it to jewelry through our tie up with Tanishq and Malabar Gold, sir.

aysha000001/voice_0084

1,000.171997

1,008.728027

8.556

Oh, that's lovely. Akshay Tritya is around the corner, na. Um, I'll try this instead of buying a gold coin this year.

aysha000001/voice_0085

1,010.372009

1,017.728027

7.356

That's a good choice, sir. And you can even gift digital gold through the app with a small personal message and all.

aysha000001/voice_0086

1,019.271973

1,035.328003

16.056

Wow. I didn't know all that. So I'll send some to my sister in Lucknow, and she'll be so surprised, I think. Yes, sir. She'll love it, especially during festival time, and there is no delivery hassle or making charges either.

aysha000001/voice_0087

1,036.671997

1,044.099976

7.427938

Yeah. These jewelers charge so much extra these days, and it's better to invest and convert later if needed. No?

aysha000001/voice_0088

1,045.572021

1,052.099976

6.528

Exactly, sir. Plus, you can check the value anytime. It updates daily just like your mutual funds.

aysha000001/voice_0089

1,055.400024

1,059.527954

4.128

Oh, okay. Okay. I'll do that after this call. Thank you so much.

aysha000001/voice_0090

1,061.900024

1,072.228027

10.328

You're most welcome, sir. And, also, I just noticed your bank card isn't linked yet to your mutual fund folio. Have you linked it with Adar?

aysha000001/voice_0091

1,074.671997

1,078.828003

4.156

Yes. Yes. I linked it on the income tax website in March itself.

aysha000001/voice_0092

1,081.099976

1,088.728027

7.628

Perfect, sir. Then I'll just help you upload it once on your profile so KYC gets fully done across all services.

aysha000001/voice_0093

1,090.171997

1,092.5

2.328

Okay. How do I do that?

aysha000001/voice_0094

1,094.171997

1,106.328003

12.156

Yes, sir. So in the app, go to my profile, then tap on document upload, and you can take a photo or select the PAN card PDF.

aysha000001/voice_0095

1,108.371948

1,110.927979

2.556

Yeah. Done. Just upload it now.

aysha000001/voice_0096

1,112.472046

1,118.427979

5.956

Thank you, sir. Received it. You'll get a confirmation once it's verified usually within twenty four hours.

aysha000001/voice_0097

1,120.972046

1,135.027954

14.056

Great. So now my investment profile is fully set. Right? Yes, sir. Everything's up to date. KYC complete, SIP active, missed payment cleared, and the new mandate is already in process.

aysha000001/voice_0098

1,136.671997

1,141.927979

5.256

Feels good. Yaar. I used to be so scared of all this mutual fun stuff before.

aysha000001/voice_0099

1,143.699951

1,151.628052

7.928

That's totally normal, sir. Most people feel that way initially, but once you get used to it, it becomes, you know, second nature.